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Bank Instruments

FNBT Alliance Consulting is the world’s financial instruments specialists that was incorporated in Hong Kong on MAY 29, 1984 with CR No. 0137353. We pride ourselves as the leading providers of the following financial instruments: Bank Guarantees (BG), Standby Letter of Credit (SBLC), Proof of Funds (POF), Business Credit Lines, Performance Bond Guarantee, Tender Bond Guarantee, Advance Payment Guarantee, Bank Comfort Letter (BCL) etc.

 

We issue these and many other bank financial instruments from some of the world’s leading banks such as Deutsche Bank AG in Frankfurt, Germany, HSBC Hong Kong, Barclays Bank of London, Standard Chartered Bank and or any prime bank of your choice.

 

1.  WHAT IS BANK GUARANTEE

A bank guarantee is a promise from a bank or other lending institution that if a particular borrower defaults on a loan, the bank will cover the loss. It is a kind of guarantee from a financing organization. The bank guarantee signifies a lending institution ensures that the liabilities of a debtor is going to be met. In other words, if the debtor is unsuccessful to settle a debt, the bank will cover it. A bank guarantee allows the customer, or debtor, to acquire goods, purchase equipment or draw down a loan.

 

2.  STANDBY LETTER OF CREDIT (SBLC)

A Standby Letter Of Credit (SLOC) is a guarantee of payment by a bank on behalf of their client. It is a loan of last resort in which the bank fulfills payment obligations by the end of the contract if their client cannot.

 

3.  DOCUMENTARY LETTER OF CREDIT (L/C, DLC)

A Documentary Letter of Credit (DLC) or At Sight Letter of Credit (Sight LC) is a financial instrument, issued by banks or trade finance institutions through a SWIFT MT700 message, where seller/exporters receive payment from the buyer/importer, once the terms specified in the DLC are completely fulfilled.

Documentary Letters of Credits (DLC) are mostly used in international business transactions, where the buyer/exporter and seller/importer have yet to build a close business relationship and/or are located in different countries.

 

There are the following forms of letter of credit:

Revocable Letters of Credit, which can be changed or canceled by the issuing bank without prior notice to the recipient of funds. Revoke of letter of credit does not create any obligation of the issuing bank to the payee.

 

Nominated bank is obligated to make a payment or other operations on a revocable letter of credit, if at the time of their commission they have not received notice of the change of conditions or canceling credit. A letter of credit is revocable if its text does not explicitly state otherwise.

Irrevocable Letter of Credit is a firm obligation of the issuing bank to pay money in order and the terms defined by the conditions of the letter of credit, if the documents provided for by it, submitted to the bank specified in the credit. Irrevocable letter of credit guarantees that the exporter will make payment to the performance of its obligations, even if an importer wants to abandon the deal. Therefore, exporter, performing a special order, for which most likely will not be another buyer, chooses exactly this kind of letter of credit.

 

DIFFERENCE BETWEEN LC & SBLC:

Key difference: The ‘Letter of Credit’ and the ‘StandBy Letter of Credit’ are two legal bank documents that are used by international traders. Both these letters are used to ensure the financial safety between the supplier and their buyers. And, SBLC is a type of LC that is used when there is a contingent upon the performance of the buyer and this letter is available with the seller to prove the buyer’s non-performance during the sale.

LC and SBLC are the two financial instruments that are meant to safeguard the financial interests of the international traders i.e. buyers and sellers. It simply means that both these terms are widely useful while making transaction between the two trading parties. These help in giving financial security to both the parties. Also, these contracts are produced in good faith and in both the cases the fund gets mobilized.

During a transaction, the buyer wants an assurance of receiving his product or merchandise on time, and the seller wants his security of being paid on time at the completion of the job. Here, a letter of credit is issued, for it is an assurance or a type of guarantee that the seller will receive his correct payments in time by the clients. The LC solves both the issues by bringing in the buyer’s and seller’s banks into the transaction.

4.  BONDS

We can arrange for underwritten by a European Brokerage through a series of registered Bonds and offering these Bonds for sale through broker dealers around the world. These Notes would be listed on DTC/Euroclear, for sale. We can accommodate clients who require a minimum of $5 MM with no maximum.

5.  Structured Note Program

This program is for clients who requires a minimum of $10Million USD. AAA or rated higher institution will be the guarantor of not only the principle but the interest payments as well using their portfolio $5 plus Billion dollars as collateral.

If you need these or any other services, please get in touch with us; our customer service reps are waiting to hear from you!

 

Bank Guarantees (BG) / Standby Letters of Credit (SBLC)

Grand City Investment Ltd Investments Ltd solely lives, breaths, focuses on and deals with the following Financial Instruments: Bank Guarantees (BGs), Standby Letters of Credit (SBLC), Mid Term Notes (MTNs), Private Placement Programs (PPP), Montization of bank instruments, Funding, Buying and Selling of  Financial Instruments. We have conquered the financial instruments industry from the inside out with some of our staff coming directly from working in the Financial Instrument Departments of World Top 25 Banks. Our business has close personal relationships, direct access and strong long term operational partnerships with Bank CEOs and Department Managers, Bank Financial Instrument Departments, Trade Platforms and countless other finance, banking, trading, monetization and funding experts. We are immersed in the World Financial Instruments industry permanently. That is our niche, our core competency, our passion, our focus and our exceptional expertise. We are the #1 World Financial Instrument Specialists who close deals, complete transactions, protect customers and achieve results others only talk about.

All Our bank instruments are issued by prime banks such as HSBC Hong Kong or London, Barclays Bank London, Citibank New York, Standard Chartered bank or any top AAA rated bank of your choice. Through our cutting edge facilities, BG’s and SBLC’s can be issued to both local and overseas beneficiary from any top 25 world bank at 4% interest rate per year. These financial instruments can be used to get loans, credit enhancement facilities, PPP, joint ventures, trading, signature projects etc.

 

Letter of Credit  (Documentary Letter Of Credit (L/C, DLC)

Letter of Credit  (Documentary Letter Of Credit (L/C, DLC) is the bank’s obligation to pay the seller of goods or services a certain amount of money in the timely submission of documents confirming shipment of goods or performance of contractual services. Documentary Letter Of Credit is one of the most important means of financing in the international trade, as the letter of credit is a tool that removes most of risks as from the buyer (importer) and from the seller (exporter).

 

Registered Bonds

We can arrange for underwritten by a European Brokerage through a series of registered Bonds and offering these Bonds for sale through broker dealers around the world. These Notes would be listed on DTC/Euroclear, for sale. We can accommodate clients who require a minimum of $5 MM with no maximum.

 

Structured Note Program

A new program backed by a major financial institution that guarantees the principal and interest for project financing. This program is for clients who requires a minimum of $20Million USD. AAA or rated higher institution will be the guarantor of not only the principle but the interest payments as well using their portfolio $30 plus Billion dollars of fortune 500 companies as collateral.

SWIFT GPI VIA MT103 WITH UETR CODE ,MT799 BLOCK FUND,MT700/ DLC/LC /ULC,EUROCLEAR ,DTC TRANSFEE / DTC RESIGMENT,DTC TRANSFER,KTT,BG,SBLC VIA MT760 ,MT110 VIA BANK DRAFT ,MTN (MEDIUM TERM NOTE)VIA EUROCLEAR SCREEN , MTN VIA DTC SCREEN ,EUROCLEAR RESIGMENT, PURCHASE/LEASE OF INSTRUMENT , INVESTMENT WALLET FUNDING ,PROOF OF FUND VIA MT799,SALES OF PRECIOUS STONES GOLD ETC,,LOAN FOR INDIVIDUAL/ LOAN FOR GOVERNMENT PROJECT OR PRIVATE PROJECTS THAT HAVE PARTNERSHIPS WITH GOVERNMENT, MINIMUM 300 MILLION , ASSET MONETIZATION OPPORTUNITY ,FUNDING OF PROJECTS WORLD WIDE ,WE CAN BE YOUR PAY MASTER USING OUR ATTORNEY ESCROW ACCOUNT .

Account opening in European Banks ,HSBC BANK UK, DUETSCHE BANK GERMANY,BARCLAYS BANK UK & LOCAL BANKS IN USA .
UNDERWRITER AND BUILDING LEGAL CONTRACTS APPROVED BY INTERNATIONAL BANK .